We assist with personal loans, business loans, home loans, loan against property, gold loans, auto loans, working capital and MSME finance, insurance, mutual funds and credit cards.
Answers you can understand
Frequently asked questions
Clear answers about eligibility, documentation, loan processing, charges and the support offered by Finanzia Services.
Useful information
Everything you need to know before getting started
Click a question to view its answer. Final product terms and approval remain subject to the respective financial institution's policy.
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Category 01
Loans & Services
No. Finanzia Services is a financial consultancy and distribution company. Loan approval, amount, rate and terms are decided by the concerned Bank or NBFC.
Yes. Based on your profile and requirement, our team can help identify and compare suitable options available through our financial institution network.
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Category 02
Eligibility & Approval
Eligibility generally depends on income, age, employment or business stability, existing obligations, credit history, required amount and the lender's internal policy.
You may still discuss your profile with our advisor. Available options depend on the reason for the low score, current repayment record, income and lender policy. Approval cannot be guaranteed.
Timelines vary by loan type, profile, document completeness and lender verification. A complete and accurate application generally moves faster.
No. Final approval is always subject to credit, income, legal, technical and policy assessment by the respective Bank or NBFC.
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Category 03
Documents & Process
Common documents include PAN, Aadhaar, address proof, income documents, bank statements and employment or business proof. Property-backed loans also require property documents.
First we understand your requirement, assess basic eligibility, compare relevant options, help prepare documents and coordinate the application with the selected institution.
Yes. Our team helps you understand the document checklist, review file completeness and coordinate additional requirements raised during processing.
We use your information only for consultation and application assistance, and share it with relevant financial institutions or service providers when required for your request.
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Category 04
Fees, Rates & Repayment
Yes, the initial consultation and basic eligibility discussion are free. Any applicable lender or third-party charges are communicated according to the selected product and institution.
Interest rates, processing fees and other charges are decided by the respective Bank, NBFC, insurer, issuer or financial institution based on its policy and your profile.
Many lenders permit foreclosure, part-payment or balance transfer subject to applicable terms and charges. Our team can help you understand available options.