Access funds against eligible gold ornaments
Gold loans allow eligible applicants to raise short-term funds by pledging gold ornaments with a regulated financial institution. The sanctioned amount depends primarily on purity, net weight, valuation and applicable lender norms.
Why choose Finanzia?
One advisor helps you compare options, prepare documents and track the application.
Key advantages
Benefits and support
✓Simple eligibility process
✓Quick valuation and processing
✓Flexible repayment options
✓Minimal income documentation in many cases
✓Secure handling through lenders
✓Support in comparing offers
Profile assessment
General eligibility
Final eligibility and terms are subject to the policy and assessment of the concerned Bank, NBFC or financial institution.
- Eligible gold ornaments
- Applicant meeting age criteria
- Valid identity and address proof
- Loan-to-value within current lender norms
Prepare your file
Common documents required
01PAN or Form 60, as applicable
02Aadhaar or identity proof
03Address proof
04Recent photograph
05Additional lender-specific documents
How we assist you
01Share your requirement
02Profile and option review
03Document preparation
04Application follow-up
Important: Approval, interest rate, loan amount, investment suitability and other terms are determined by the respective financial institution and applicable regulations.